International Student, Exchange Visitor & OPT Insurance

Health Insurance for individuals studying in the USA on an F or J Visa, including OPT.

International student and exchange visitor health insurance offers necessary medical coverage meeting school or federal requirements for F, J or M visa holders and OPT participants attending US educational institutions or programs.

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Patriot Exchange Program℠

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 1 Mes a 4 Años

Quotes & Purchase

Overview

Dentro de la red PPO: Después del deducible, el plan paga el 90% hasta $10,000, luego el 100% hasta el máximo de la póliza.
Fuera de la red PPO: Después del deducible, el plan paga el 80% hasta el máximo de la póliza.
Fuera de los EEUU: Después del deducible, cubre hasta el 100% hasta el máximo de la póliza.

Direct Billing

A través de la Red PPO United Healthcare
  • US Urgent Care
    Copago de $50, a menos que el deducible sea $0
  • Walk-In Clinic
    Copago de $20, a menos que el deducible sea $0
  • Student Health Center
    Copago de $5, no se aplica el deducible
  • COVID-19
    Incluido

Plan Details

ExchangeGuard®

Underwriter: Lloyd's

Coverage Availability 5 Days to 4 Years

Quotes & Purchase

Overview

Tras el deducible, paga 100% al máximo de la póliza; o
Tras el deducible, paga 80% al máximo de póliza.
Fuera de la Red PPO: Tras el deducible, paga lo Usual, Razonable y Acostumbrado al máximo de póliza.

Direct Billing

A través de la Red PPO United Healthcare
  • US Urgent Care
    Copago de $15, a menos que el deducible sea $0
  • Walk-In Clinic
    Copago de $15, a menos que el deducible sea $0
  • Student Health Center
    Al máximo de póliza
  • COVID-19
    Incluido

Plan Details

Student Health Advantage℠

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 1 Month to 5 Years

Quotes & Purchase

Overview

Within PPO network: After deductible, plan pays 90% up to $10,000, then 100% up to the policy maximum.
Outside PPO network: After deductible, plan pays 80% up to the policy maximum.
Outside US: After deductible, covers at 100% up to the policy maximum.

Direct Billing

Through United Healthcare PPO Network
  • Student Health Center
    Copago de $5, no se aplica el deducible
  • COVID-19
    Incluido

Plan Details

StudentSecure®

Underwriter: Lloyd's

Coverage Availability 1 Month to 4 Years

Quotes & Purchase

Overview

Within PPO network:
Elite: After copayments, plan pays 80% up to $10,000, then 100% up to the policy maximum.
Select: After copayments, plan pays 80% up to $25,000, then 100% up to the policy maximum.
Budget: After copayments, plan pays 80% up to $45,000, then 100% up to the policy maximum.
Smart: After copayments, plan pays 80% up to $100,000, then 100% up to the policy maximum.

Direct Billing

Through United Healthcare PPO Network
  • US Urgent Care
    $30, $50, $75, or $100 copay. $60, $100, $150, or $200 copay outside PPO.
  • Student Health Center
    Copago de $10 o $25
  • COVID-19
    Incluido

Plan Details

Patriot America Plus®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 90% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network

Acute onset of pre-existing conditions

Coverage to policy max for ages <70 Learn More
  • US Urgent Care
    $25 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • Student Health Center
    Al máximo de póliza
  • COVID-19
    Incluido

Plan Details

Patriot America® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Quotes & Purchase

Overview

After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Through United Healthcare PPO Network
  • US Urgent Care
    $25 copay, unless $0 deductible
  • Walk-In Clinic
    $15 copay, unless $0 deductible
  • COVID-19
    Excluded

Plan Details

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